| |
10 Symptoms That You are in Debt.
Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign that your finances are not under control, and it might be a warning to greater problems.
They are not in any specific order of importance.
| 1. Some of your credit cards have charged you in the past months over-limit and late fees |
| 2. You owe more than 50% of your available credit |
| 3. Some of your credit cards are charging interest rates higher than 18%. |
| 4. You are using credit cards to pay daily expenses such as food, gasoline, rent, etc,. |
| 5. You find yourself making balance transfer between credit cards to try to keep good interest rates. |
| 6. You regularly send only the minimum payment on your credit cards |
| 7. You don’t know exactly how much you owe in total in credit card debt. |
| 8. Some of your credit cards have sent you past due or collection notices. |
| 9. You owe many department store chains and oil company credit cards. |
| 10. When you get a bill from a credit card company, you experience stress that can be reflected in not wanting to open the bill immediately |
If you have questions about these symptoms or wish to have your situation reviewed by a certified credit counselor please request a Free Analysis Now.
|
| |
