Articles | Credit Management

Credit Ratings and Their Factors

The exact formula to calculate a consumer credit score is a company trade secret closely guarded by the credit bureaus, but...

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Improve Your Life by Raising Your Credit Score Above 720

A person's credit score can keep them from many of the scenarios that they feel entitled to. What can you do about a low credit...

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Identity Theft: Damage Control

It can happen to anyone: in a moment of careless inattention, you leave your wallet or purse on the counter while paying...

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Why Do Credit Bureaus Report Different FICO Scores?

We all know a FICO credit score and the credit history it is based on are critical for financing a car, home or getting almost...

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Credit Card Act of 2009

The act contains new protections for college students and young adults, including a requirement that card issuers and universities...

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Specialty Consumer Reports

In the Finance world, Specialty Consumer Reports are simply a tool that various financial institutions rely on to try to assess...

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10 symptoms that you are over your head in debt

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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Commonly Used Terms

The following is a list of terms we use throughout this website, and also terms you might have heard or read before...

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Attending Our Free Seminars

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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Why do we call them credit cards?

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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How to Avoid Foreclosure

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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How to obtain a credit report

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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How to read your credit report

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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The facts on credit repair

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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Top 12 Strategies to Avoid Identity Theft

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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Understanding Bankruptcy

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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Understanding Credit Cards

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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What to do if you are past due on credit cards

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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Learn about buying your fist home

Please consider the following ten items, and see how many apply to your financial life. If six or more do, it might be a sign...

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