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What is identity theft?
- October 19, 2021
- Posted by: Sushil Kumar
- Categories: Credit Management, Life Management
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Identity theft is a crime, which occurs when a person uses another person’s personal information to commit fraud, hence the importance of protecting your social security number or credit card number, passwords or any information related to your personal name. What happens when you have been a victim of identity theft? – They make purchases..... -
How to Register and Attend Our Free Seminars
- October 7, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Think about the following: You work 40 hours a week and about 40 years of your life to earn a living and make money. That’s about 80 thousand hours of your entire life. You practically spend 80 thousand hours working for someone else. Now, think about this: How many hours do you spend managing this..... -
Why Financial Education Should Start At Home
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Part of being an adult is to develop and understand individual financial objectives and, for that reason, in recent times many academics have felt the need to push for the introduction of financial literacy into the school curriculum. However, this is not to say that this degree of exposure to financial education is enough. Past..... -
Why do we call them credit cards?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
The words “credit card” gives the connotation that you have this card as if it was a “credit”, or something that you have deserved or accomplished. Shouldn’t we call it instead a “Debt Card”? Would it deter anybody from using it if instead of being called a credit card, it was called debt card? Do..... -
Why Do Credit Bureaus Report Different FICO Scores?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
We all know a FICO credit score and the credit history it is based on are critical for financing a car, home or getting almost any type of credit. It isn’t very reassuring to discover your credit score is different depending on which credit bureau (Experian, Equifax or TransUnion) it comes from. The FICO credit..... -
What To Do If Your Credit Report Is Mistaken?
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Do you know what it takes to corroborate your credit report faults? At Premier Consumer, we are pleased in offering you all the information you need. Before telling you the steps to take if your credit report has faults, it is necessary to be clear about what are considered errors in credit reports, and what..... -
What to do if you are past due on credit cards
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
You should avoid being past due on your credit cards, since that would usually be reported on your credit. If you are already late, they could be requesting payments from you a lot higher than the amount the were usually requesting before. Also, your interest rates most likely have been raised, and they are also..... -
Understanding Credit Cards
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
On the radio programs, the seminars and the counseling we provide you will always hear us say what we think of credit cards: “Credit cards are great, what’s bad about them is not knowing how manage them properly and/or getting into credit card debt.” Many times when you use a credit card, you get great..... -
Understanding and Avoiding Bankruptcy
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Bankruptcy laws were designed to allow businesses and individual eliminate their unsecured, secured and other types of debt using the legal system. Bankruptcy is a difficult decision since it stays on your credit report for as long as 10 years. In addition, our experience shows us that people, who have declared bankruptcy, usually have not..... -
Top 12 Strategies to Avoid Identity Theft
- September 28, 2021
- Posted by: Sushil Kumar
- Category: Credit Management
Identity Theft is becoming an ever increasing problem in the United States. As with any other crime, it is difficult to know when one will become a victim. What you can do is to take basic precautions to decrease the chances that your family will become victim. Read also Want To Get Rid Of Your.....
